How Bundling Home and Auto Insurance Works
Bundling means insuring your home and cars with the same company through one agent. Most insurers give a multi-policy discount when you do, and you get one agent, one yearly review, and fewer bills to track. Renters and condo owners can bundle with auto too.
Home Insurance Checklist for First-Time Buyers in the Chicago Suburbs
Start shopping for home insurance as soon as your offer is accepted, and have your policy in place before closing, since your lender will ask for proof. Insure the home for what it would cost to rebuild, not its sale price, and ask about water backup coverage, which a standard policy does not include.
Uninsured Motorist Coverage: What Chicago Drivers Should Know
Uninsured motorist coverage pays for your injuries when a driver with no insurance causes a crash. Underinsured motorist coverage pays when the at-fault driver’s limits are too low. Illinois requires uninsured motorist coverage of at least 25/50, and many drivers match it to their own liability limits.
Boat Winterizing and Insurance Tips for Lake Geneva Boaters
Winterize your boat before the first hard freeze: stabilize the fuel, drain or treat every water system, protect the engine, remove the battery, and store it covered or indoors. Keep your boat insurance active all winter, since theft, fire, and storm damage can still happen in storage, and know that freeze damage from skipped maintenance is usually not covered.
What Does an HO-6 Condo Policy Cover in Chicago?
An HO-6 policy covers the inside of your condo unit that the association does not insure, your belongings, your personal liability, extra living costs after a covered loss, and, if you add it, your share of an association assessment. The association’s master policy covers the building and common areas.
Minimum Car Insurance in Illinois, Wisconsin, and Indiana (2026)
Illinois requires 25/50/20 liability coverage plus uninsured motorist coverage of 25/50. Wisconsin requires 25/50/10 liability plus uninsured motorist coverage of 25/50. Indiana requires 25/50/25 liability, and uninsured and underinsured motorist coverage is included unless you reject it in writing.
How to Choose an Insurance Agent in Chicago
The right insurance agent in Chicago is licensed in Illinois, has a local office you can visit, has a long record of strong reviews, explains coverage in plain English, and helps you when you file a claim. Check the license, read recent reviews, and ask how the agency handles claims and yearly reviews before you choose.
