Financial Protection
Help cover the mortgage, daily bills, and debts so your family can stay in their home.
LIFE INSURANCE · CHICAGO, IL
Highly Rated Life Insurance in Chicago
Life insurance for Chicago-area families from a local agency rated 4.8 stars, with over 1,000 reviews. Our team helps you choose term or permanent coverage that fits your budget.
Licensed in IL, WI, IN
1,000+ reviews
4.8-star rated
When you need to file a claim
Local help
For your loved ones
Financial security
LIFE INSURANCE BASICS
What Is Life Insurance and How Does It Work?
Life insurance is a contract: you pay a premium, and if you pass away while covered, the insurer pays a death benefit, generally free of income tax, to the people you name.
That money can help your family pay the mortgage, cover daily bills, pay off debt, and fund college, so a loss does not become a financial crisis.
WHY LIFE INSURANCE MATTERS
Protect Your Family's Future
Life insurance is a promise to the people who count on you. Whether you are starting a family, buying a home in the Chicago suburbs, or planning for retirement, the right policy keeps their plans on track.
Education and Legacy
Fund your children's education and leave something lasting for the people you love.
Final Expenses
Cover funeral and final costs so your family can focus on each other, not the bills.
CUSTOMER REVIEWS
Highly Reviewed Life Insurance Agency in Chicago
4.8 stars on Google and over 1,000 reviews from families across Chicago, Illinois, Wisconsin, and Indiana.
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I have been with the Tunnell agency almost 20 years. They truly understand building a long-lasting, trusting relationship.
Kashif A.
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Very professional and friendly agency, pleasure to work with!
Boris U.
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A full-time agent who knows you makes a difference. Friendly staff, and they always take the time to answer.
Frederic T.
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Amazing service. Everyone is always helpful and answers all my questions. Planning to do business with them for life.
Daniel O.
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Professional service in a timely manner.
Lawrence R.
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Everyone that I have dealt with has been totally professional. They answer all my questions and in a very timely manner.
Donna M.
YOUR POLICY
What Affects Life Insurance Rates?
Your premium is based on your age, health, tobacco use, coverage amount, and the type and length of your policy.
The younger and healthier you are when you apply, the lower your rate is likely to be. Our team walks you through the options so you can match coverage to your budget.
GOOD TO KNOW
What Is Not Covered by a Standard Life Insurance Policy?
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Misstated Health Details
Leaving out health information on your application can lead to a denied claim.
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Contestability Period
In the first two years, the insurer can review a claim against your application.
Serving IL, WI & IN since 2007
When you need it most
Local help
WHAT LIFE INSURANCE CAN DO
Protecting What Matters Most
If something happens to you, a life insurance payout can replace your income, keep your family in their home, and help pay for college. Some permanent policies also build cash value you can use later. Our Chicago-area team helps you compare term, whole, and universal life so you know exactly what you are buying.
- Financial security for your loved ones
- Cash value with some permanent policies
- Help with estate planning
- Coverage reviewed with you every year
HOW IT WORKS
Getting Protected Is Simple
Three steps with a local Chicago-area agent. No call centers.
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Tell us about your home
Share your age, health basics, and who depends on you. It takes a couple of minutes.
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Talk it through with us
A local agent explains term and permanent options in plain English, with no pressure.
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Get covered
Choose the policy that fits. Our team handles the application and reviews it with you yearly.
LOCAL CLAIMS HELP
Local Help When Your Family Needs It
When a family files a life insurance claim, they should not have to call a 1-800 number. They should call someone local who already knows them. That is our team in Park Ridge, Burr Ridge.
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Local advisors
Talk to someone who knows your neighborhood, in English, Spanish, or Polish.
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Local claims help
Real help from our team when your family needs to file a claim.
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Community first
Our agency supports Park Ridge Baseball and Softball, Friends of the Parks, and Compass to Care.
WHY TUNNELL
Why Chicago-Area Families Trust Tunnell for Life Insurance
Life insurance is one of the biggest decisions you will make for your family. A local agent helps you get it right.
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One Local Agent
Work with our team in Park Ridge, Burr Ridge, not a call center.
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Claims Support
When the time comes, your family calls a real person who guides them through it.
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Right-Sized Coverage
We help you choose a coverage amount and term that fits your family and budget.
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Annual Policy Reviews
We review your coverage every year as your family and finances change.
BUNDLE AND SAVE
Pair Life Insurance With Your Home or Auto Policy
Keeping life, home, and auto with one Chicago-area agency means one team that knows your whole picture.
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ONE TEAM, ONE PLAN
Your life, home, and auto coverage reviewed together.
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ASK ABOUT DISCOUNTS
Ask which multi-policy discounts you qualify for.
CHICAGO LIFE INSURANCE QUOTES
Ready To Protect Your Family?
Get a free life insurance quote from a highly reviewed Chicago-area agency. A local agent will walk you through your options.
- Local agents
- 1,000+ reviews
- Free life quotes
Get Your Free Life Quote
Is Your Family Covered Enough?
A free life insurance review with our team shows whether your coverage still fits your family. No pressure, just clear answers.
- Free coverage review
- Call (847) 306-8660
- Request a Quote
Many families start with enough to replace several years of income and pay off the mortgage and debts. Our team can help you estimate your number.
Term life covers a set number of years and usually costs less. Whole life lasts your lifetime and builds cash value.
Death benefits are generally not subject to federal income tax. Ask a tax professional about your situation.
Often, yes. Your health affects your rate and options, and our team can help you find coverage that fits.
Yes. Our team helps families across Illinois, Wisconsin, and Indiana, in person or by phone at (847) 306-8660.
Call (847) 306-8660, use the form on this page, or visit our Park Ridge, Burr Ridge office.
