RENTERS INSURANCE · CHICAGO, IL
Renters Insurance from a Highly Rated Chicago Agency
Renters insurance for Chicago-area apartments covers your belongings and your liability, at home or on the go. From a local agency rated 4.8 stars with over 1,000 reviews.
YOUR POLICY
What Affects Renters Insurance Rates in Chicago?
Your renters insurance premium depends on where you live, how much coverage you choose, and your claims history.
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Location & Building
Your neighborhood and building type affect the risk of theft, fire, and water damage.
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Coverage Limits
The belongings and liability limits you choose directly affect your premium.
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Claims History
Your past claims can affect your rate and the coverage available to you.
RENTERS INSURANCE BASICS
What Does Renters Insurance Cover?
Your landlord's policy covers the building, not your things. Renters insurance covers your personal belongings against losses like fire, theft, and vandalism. It also includes liability coverage if someone is hurt in your apartment, and it can help pay for a place to stay if a covered loss makes your home unlivable.
GOOD TO KNOW
What Renters Insurance Does Not Cover
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The Building Itself
Damage to walls, floors, and the structure is your landlord's responsibility to insure.
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Flood Damage
Rising water from flooding needs a separate flood insurance policy.
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Your Roommate's Belongings
A roommate's things are usually not covered unless they are named on your policy.
WHY TUNNELL
Why Chicago Renters Trust Tunnell
Renters insurance protects your belongings and covers your liability. A local agent makes sure your policy fits your lease and your life.
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One Local Agent
Work with our local team, not a call center that does not understand your rental.
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Claims Support
When something happens, you call a real person nearby who guides you through it.
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Lease & Liability Review
We check your lease requirements and liability needs so your renters policy fits.
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Annual Policy Reviews
We review your coverage every year as your living situation changes.
LOCAL CLAIMS HELP
Local Help When Your Apartment Is Damaged
After a break-in, a kitchen fire, or a leak from the unit above, you do not want a 1-800 number. You want a local agent who knows you and your policy. That is our team in Park Ridge, Burr Ridge.
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Local advisors
Talk to someone who knows your neighborhood, in English, Spanish, or Polish.
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Local claims help
Real help from our team the day you need to file a renters claim.
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Community first
Our agency supports Park Ridge Baseball and Softball, Friends of the Parks, and Compass to Care.
How It Works
Getting Protected Is Simple
Three steps with a local Chicago-area agent. No call centers.
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Tell us about your rental
Share your address and what you own. It takes a couple of minutes.
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Talk it through with us
A local agent explains your coverage options in plain English, with no pressure.
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Get Covered
Choose your coverage and get proof of insurance for your landlord. Our team checks in every year.
CUSTOMER REVIEWS
Highly Reviewed Renters Insurance Agency in Chicago
4.8 stars on Google and over 1,000 reviews from renters and families across Chicago, Illinois, Wisconsin, and Indiana
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I am new to this agency and so far have received exceptional attention to my questions and requests.
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My experience was good especially when it comes to claims. It was handled in a timely manner.
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Excellent agent and place for your insurance needs. They focus on the best coverage. 100% recommendable.
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A full-time agent who knows you makes a difference. Friendly staff, and they always take the time to answer.
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Great service, great deals, great response time.
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Amazing service. Everyone is always helpful and answers all my questions. Planning to do business with them for life.
Daniel O.
BUNDLE AND SAVE
Bundle Renters and Auto Insurance, Save on Both
Keeping your renters and auto with one Chicago-area agency is one of the easiest ways to lower what you pay.
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SAVE ON BOTH POLICIES
Bundling renters and auto insurance can lower the cost of each.
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ONE AGENT FOR EVERYTHING
One local point of contact for your apartment and your car.
CHICAGO RENTERS INSURANCE QUOTES
Ready To Protect Your Belongings?
Get a free renters insurance quote from a highly reviewed Chicago-area agency, with proof of coverage for your landlord.
- Belongings coverage
- 1,000+ reviews
- Free renters quotes
Get Your Free Renters Quote
Does Your Lease Require Coverage?
Many landlords ask for renters insurance. Our team can quote a policy that meets your lease and protects what you own.
- Free coverage review
- Call (847) 306-8660
- Request a Quote
Renters Insurance Questions
Quick answers for renters in Chicago and nearby suburbs.
Your personal belongings, your liability if someone is hurt, and extra living costs if a covered loss forces you to move out for a while.
No. Your landlord's policy covers the building. Your belongings need your own renters policy.
State law does not require it, but many landlords require it in the lease.
Usually, yes. Belongings stolen from your car or while traveling are often covered, up to your policy limits.
Yes. Bundling is one of the easiest ways to save, and our team can quote both at once.
Call (847) 306-8660, use the form on this page, or visit our Park Ridge, Burr Ridge office.
