CONDO INSURANCE · CHICAGO, IL
Condo Insurance From a Top-Rated Chicago Agency
Condo insurance for Chicago-area owners that covers what your HOA master policy does not: your unit's interior, your belongings, and your liability. Rated 4.8 stars with over 1,000 reviews.
YOUR POLICY
What Affects Condo Insurance Rates in Chicago?
Your condo insurance premium depends on your building, your coverage choices, and your claims history.
Location and Building
Your neighborhood, building age, and construction type are major factors in your rate.
Coverage Limits
The interior, belongings, and liability limits you choose directly affect your premium.
Claims History
Your past claims, and sometimes your building's, can raise or lower what you pay.
CONDO INSURANCE BASICS
What Does Condo Insurance Cover?
Condo insurance, also called an HO-6 policy, covers the parts of your home the association's master policy leaves to you. That usually includes interior walls, floors, cabinets, and fixtures, your personal belongings, and your liability if someone is hurt in your unit. It can also include loss assessment coverage, which helps pay your share when the association bills owners after a covered loss to shared property.
YOUR COVERAGE
What Condo Insurance Protects
Your Unit's Interior
Covers walls, floors, cabinets, and upgrades inside your unit after a covered loss like fire or a burst pipe.
Your Liability
Helps pay legal and medical costs if a guest is hurt in your unit or you damage a neighbor's unit.
Loss Assessments
Helps pay your share when your association bills owners for a covered loss to shared areas.
Why Tunnell
Why Chicago Condo Owners Trust Tunnell
Condo coverage depends on what your association's master policy covers. We read it with you so your own policy fills the gaps.
One Local Agent
Work with our local team, not a call center that does not know your building.
Claims Support
When something happens, you call a real person nearby who guides you through it.
Master Policy Review
We review your HOA's master policy so your coverage fills every gap.
Annual Policy Reviews
We review your coverage every year as your building and needs change.
LOCAL CLAIMS HELP
Local Help When Your Unit Is Damaged
When a pipe bursts upstairs or a fire spreads from next door, you do not want a 1-800 number. You want a local agent who knows your building and your policy. That is our team in Park Ridge, Burr Ridge.
Local advisors
Talk to someone who knows your neighborhood, in English, Spanish, or Polish.
Local claims help
Real help from our team the day you need to file a condo claim.
Community first
Our agency supports Park Ridge Baseball and Softball, Friends of the Parks, and Compass to Care.
HOW IT WORKS
Getting Protected Is Simple
Three steps with a local Chicago-area agent. No call centers.
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Tell us what you need
Share your address, unit details, and your HOA's master policy if you have it.
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Talk it through with us
A local agent explains what your HOA covers and what you need, with no pressure.
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Get covered
Choose the coverage that fits. Our team reviews it with you every year.
CUSTOMER REVIEWS
Highly Reviewed Condo Insurance Agency in Chicago
4.8 stars on Google and over 1,000 reviews from owners across Chicago, Illinois, Wisconsin, and Indiana.
I am completely satisfied with every facet of my filing a claim. It was quick and efficient and the two agents I spoke with directly were wonderful.
Lois U.
Very professional and friendly agency, pleasure to work with!
Boris U.
Good, things were handled in a very timely manner.
Eric G.
Everyone that I have dealt with has been totally professional. They answer all my questions and in a very timely manner.
Donna M.
Professional service in a timely manner.
Lawrence R.
I have been with the Tunnell agency almost 20 years. They truly understand building a long-lasting, trusting relationship.
Kashif A.
BUNDLE AND SAVE
Bundle Condo and Auto Insurance, Save on Both
Keeping your condo and auto with one Chicago-area agency is one of the easiest ways to lower what you pay.
SAVE ON BOTH POLICIES
Bundling condo and auto insurance can lower the cost of each.
ONE AGENT FOR EVERYTHING
One local point of contact for your condo and your car.
CHICAGO CONDO INSURANCE QUOTES
Ready To Protect Your Condo?
Get a free condo quote from a highly reviewed Chicago-area agency. Bring your HOA master policy and we will review it.
- HOA policy review
- 1,000+ reviews
- Free condo quotes
Get Your Free Quote
Does Your HOA Policy Leave Gaps?
A free condo coverage review with our team shows where your HOA's master policy stops and your own coverage needs to start.
- Free coverage review
- Call (847) 306-8660
- Request a Quote
Condo Insurance Questions
Quick answers for condo owners in Chicago and nearby suburbs.
An HO-6 policy usually covers your unit's interior, your belongings, your liability, and loss assessments from your association.
Usually only part of it. Many master policies cover the building's structure and shared areas but not your interior or belongings.
It helps pay your share when your association bills owners for a covered loss to shared property.
State law does not require it, but many associations and mortgage lenders do. Check your bylaws and loan terms.
Yes. Bundling is one of the easiest ways to save, and our team can quote both at once.
Call (847) 306-8660, use the form on this page, or visit our Park Ridge, Burr Ridge office.
