Bike Type & Value
Your bike's make, model, engine size, and value are major factors in your rate.
Get A QuoteMOTORCYCLE INSURANCE · CHICAGO, IL
Chicago Motorcycle Insurance
Motorcycle insurance for Chicago-area riders from a local agency rated 4.8 stars, with over 1,000 reviews across Illinois, Wisconsin, and Indiana.
One local agent
24/7 phone line
1,000+ reviews
YOUR POLICY
What Affects Motorcycle Insurance Rates?
Your premium depends on your bike, your riding experience, and how and where you ride. With Chicago's short riding season, how you store your bike in winter can matter too.
Riding Experience
Years of riding, a safety course, and a clean record can help lower what you pay.
Get A Quote
MOTORCYCLE INSURANCE BASICS
What Does Motorcycle Insurance Cover?
Motorcycle insurance includes liability coverage, with passenger liability, plus uninsured motorist coverage. You can add collision and comprehensive coverage to protect your bike, and optional equipment coverage for custom parts and aftermarket gear.
Illinois requires the same liability minimums for motorcycles as for cars: $25,000 / $50,000 for injuries and $20,000 for property damage.
GOOD TO KNOW
What Is Not Covered by a Standard Motorcycle Policy?
Standard policies protect you from the unexpected, but some activities and conditions are excluded.
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Racing and Stunts: Damage or injuries from organized racing, track days, or stunts are usually excluded.
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Wear and Maintenance: Mechanical breakdowns, tire wear, and routine maintenance are not covered.
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Excluded Riders: If someone excluded from your policy rides your bike, a claim may be denied.
Serving IL, WI & IN since 2007
WHY TUNNELL
Why Chicago-Area Riders Trust Tunnell
Motorcycle insurance comes with different risks than a car policy. A local agent helps you get it right.
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One Local Agent
Work with our team in Park Ridge, Burr Ridge, not a call center.
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Claims Support
When something happens on the road, you call a real person nearby who helps you through it.
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Right-Sized Coverage
Coverage that fits your bike, how you ride, and your budget.
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Annual Policy Reviews
We review your coverage every year as your bike and riding change.
HOW IT WORKS
Getting Protected Is Simple
Three steps with a local Chicago-area agent. No call centers.
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Tell us what you need
Share your bike, riding history, and where you store it. It takes a couple of minutes.
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Talk it through with us
A local agent explains your coverage options in plain English, with no pressure.
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Get covered
Choose the coverage that fits. Our team reviews it with you before each riding season.
LOCAL CLAIMS HELP
Local Help After a Motorcycle Accident
After a crash on Lake Shore Drive or a tip-over in a parking lot, you do not want a 1-800 number. You want a local agent who knows you and your bike. That is our team in Park Ridge, Burr Ridge.
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Local advisors
Talk to someone who knows your neighborhood, in English, Spanish, or Polish.
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Local claims help
Real help from our team the day you need to file a motorcycle claim.
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Community first
Our agency supports Park Ridge Baseball and Softball, Friends of the Parks, and Compass to Care.
TYPES OF MOTORCYCLES WE INSURE
Coverage for Every Kind of Rider
Whether you commute through the city or ride the back roads of Wisconsin, our team helps cover the bike you own.
Sport Bikes
Coverage for sport bikes ridden daily or on weekends, matched to the bike's value.
Cruisers
Coverage for cruisers built for long rides and weekend trips.
Touring
Coverage for touring bikes, with options for gear and accessories.
Off-Road/Dirt Bikes
Ask how dirt bikes used on trails can be covered.
Scooters & Mopeds
Coverage for scooters and mopeds used for city commutes and short trips.
Vintage/Classic
Ask about coverage for restored and classic motorcycles.
CUSTOMER REVIEWS
Highly Reviewed Motorcycle Insurance Agency in Chicago
4.8 stars on Google and over 1,000 reviews from riders and drivers across Chicago, Illinois, Wisconsin, and Indiana.
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Susan helped me with options for my home and auto policies. I've learned to depend on the professional customer service, and I'm happy I'll be spending less.
John W.
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I was able to complete my changes quickly and accurately, no additional sales pitch. A+++
Bill
Kashif A.
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Excellent agent and place for your insurance needs. They focus on the best coverage. 100% recommendable.
Sergio M.
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Amazing service. Everyone is always helpful and answers all my questions. Planning to do business with them for life.
Daniel O.
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Great service, great deals, great response time.
Donnel M.
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I am new to this agency and so far have received exceptional attention to my questions and requests.
Michael R.
BUNDLE AND SAVE
Bundle Motorcycle and Auto Insurance, Save on Both
Keeping your motorcycle and car with one Chicago-area agency is one of the easiest ways to lower what you pay.
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SAVE ON BOTH POLICIES
Bundling motorcycle and auto insurance can lower the cost of each policy.
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ONE AGENT FOR EVERYTHING
One local point of contact for your motorcycle, your car, and more.
MOTORCYCLE INSURANCE QUOTES
Ready To Ride Covered?
Get a free motorcycle insurance quote from a highly reviewed Chicago-area agency before riding season starts.
- Local agents
- 1,000+ reviews
- Free rider quotes
Get Your Free Motorcycle Quote
Ready for Riding Season?
A free coverage review before spring can turn up gaps and missed discounts on your motorcycle policy.
- Free coverage review
- Call (847) 306-8660
- Request a Quote
Motorcycle Insurance Questions
Quick answers for riders in Chicago and across IL, WI, and IN.
Illinois requires $25,000 / $50,000 for injuries, $20,000 for property damage, and uninsured motorist coverage.
Liability, including passenger liability, and uninsured motorist coverage, with optional collision, comprehensive, and custom equipment coverage.
Liability coverage includes passenger liability. Ask our team about medical payments for added protection.
Optional equipment coverage can protect aftermarket parts and custom gear on your bike.
Yes. Bundling is one of the easiest ways to save, and our team can quote both at once.
Call (847) 306-8660, use the form on this page, or visit our Park Ridge, Burr Ridge office.
